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Whole Life Insurance
If you are looking for a long term option and protection for your family and loved ones when you pass away, whole life insurance is a good option.
Whole life insurance is permanent life insurance and provides protection for life. As long as premiums are paid, a death benefit is paid to the beneficiary. The insurance premiums for whole life insurance policy plans are designed to remain uniform over time. In addition, these policies accumulate cash value on a tax-deferred basis. The rate of return on whole life insurance cash values is dependent upon a number of factors including the results of an insurance company's investment performance. Cash values can be used for a variety of options:
Whole life insurance policy plans are a lot more valuable because thet plans provide permanent protection and accumulate cash values that can be used for emergencies cases or to meet specific objectives.The cash values of whole life insurance policies may be affected by a life insurance company's future performance. Some factors that influence a life insurance company's performance are expenses, mortality experience, and investment performance.
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