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Disability Insurance

Individual disability insurance coverage is a basic concept. It is a type of insurance put in place to replace anywhere from 45-60% of your gross income on a tax-free basis should a sickness or illness prevent you from earning an income in your occupation. Every single disability insurance policy from every health insurance company is very different, this is not a product to simply shop for the most competitive rate.

Buying the cheapest disability insurance policy on the market is not the way to go. The odds of getting paid a monthly benefit under a bad contract may be a lot lower than receiving benefits from a quality contract that is a little more expensive. The goal of this page is to assist in providing you with a free online resource to make an educated decision on your own.

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